People practise several methods to acquire Lakshmi (wealth) at the time of Dipawali(13th Nov' 2012). Following is a very simple 3-day method for this purpose:
Starting from the day of Diwali till the day of Bhai Dooj (for 3 days), light Dhoop, Deep & Agarbatti in a clean room early in the morning, wear yellow colored clothes, put the Tilak of Kesar (saffron) on the forehead, then do 2 mala of the following mantra on a mala with beeds of Sfatik.
ॐ नमः भाग्यलक्ष्मी च विदमहे । अष्टलक्ष्मी च धीमहि । तन्नोलक्ष्मी प्रचोदयात ।
om namah bhagyalakshmi cha vidmahe
ashtalakshmi cha dheemahi tanno lakshmi prachodayaat
It is more beneficial to do japa by concentrating on the picture of Lakshmi, Guru or Ishtha (Tratak).
Deepawali is the birthday of Lakshmi ji. Lakshmi ji had appeared at the time of the Samudra-Manthan from the Kshir-Sagar. Therefore Lakshmi ji bestows her blessings to the person who does this sadhna with the desire that Laksmi stays in his/her home, poverty gets removed & one is able to earn daily bread & butter easily.